Forex Dataset

Natalia Milchakova from Freedom Finance Global believes that classic banking services, such as lending and keeping money on deposits, will not disappear either by 2035 or later. "Banking services will be increasingly integrated into the services of other business segments. This is already happening today - for peru mobile number database example, bank installment cards or even similar store cards, which still turn to banks for such services. It is also very likely that more and more routine functions that are performed by people in banks today will be performed by artificial intelligence in the future, and people will retain responsibility and the ability to make decisions," says Natalia Milchakova. Among the trends of the future, she notes the stock market, which will not cease to exist, but will become even more high-tech and informationally transparent. "However, in Russia, Western investment banks and funds will probably no longer play such a role, and the leading role will pass to Russian institutional investors and similar investors from friendly countries," Natalia Milchakova believes.

According to Igor Dodonov from FG Finam, in the next 10 years we can expect further widespread digitalization and biometrics. "AI technologies and big data processing will prevail in all aspects of the banking business - from customer assessment to business process optimization and risk management. Cash will most likely cease to exist, and it is possible that bank cards will become unnecessary. Payments will be made using various tokens or even chips implanted under the human skin," the analyst predicts.