According to Freedom Finance Global analyst Vladimir Chernov

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The press service of Alfa-Bank reported that they already have a QR code scanner in Alfa-Online, which allows you to pay for purchases in offline or online stores, restaurant bills, utility bills, fines and taxes from any smartphone, even if it does not have the bank's application, as well as from a tablet, laptop or a regular computer. "As for the development of the SBP in the corporate segment, B2C, B2B - these are instant payments by register and / or on request, and switzerland cell phone number list transfers from one legal entity to another legal entity using links or QR - this will give impetus to the development of new models of customer service. At the same time, such a product as corporate cards, for example, can be completely replaced by the SBP, when a digital experience of payment by an accountable person from a truncated version of the bank's mobile application via QR with a limit on the account and certain items is created, this will actually be a direct payment by a legal entity," noted representatives of Alfa-Bank.

, the most anticipated by the market opportunity is to provide SBP participants with transfers between legal entities, as this can speed up and simplify banking operations for businesses. "The same applies to cross-border transfers. The introduction of the SBP for cross-border transfers with foreign partners can also significantly speed up the process of transferring funds. After the Central Bank's proposals are accepted, the SBP system can increase the number and volume of transactions several times, and more banks, including foreign ones, will join it. One can even say that it will gradually reach the international level," the analyst believes.

FG Finam analyst Leonid Delitsyn notes that statistically the influence of computers owned by individuals should not be significant, since Russians use smartphones more often than computers and have already mastered payments via smartphones. "On the contrary, the influence of payments by organizations can be significant, especially if transactions are carried out automatically or semi-automatically in this way," he believes.